Banking as a Service API

Powered by the Vertex API

Building the infrastructure to enable the next frontier of financial services.

Account Origination

Seamlessly onboard new customers.

Core Banking

Access robust banking ledgers and account management.

Store-of-Value

Securely store and manage funds.

Identity Verification

Verify Identity details and maintain KYC compliance.

E-Payments

Enable transactions across various payment rails.

Card Issuing

Create and manage virtual and physical debit and credit cards.

Spend Management

Track, analyze, and control business expenses in real-time.

Loan Origination

Launch unique credit workflows embedded into your client day-to-day touch points.

Reconciliation Frameworks

Built to manage the most complex pricing models across multiple layers (payment rails, client billing, partner networks billing and more..)

RMCP Management

Our proprietary technology [BirdsEye_] keeps your business compliant with real-time anti-money laundering and terrorist financing management.

Accounting Integrations

Build complex workflows for major accounting platforms with a unified interface.

Debit Orders Management

Activate elastic and automated debit order workflows.

Cross-border / Forex Rails

Manage international transactions and remittance efficiently.

Conversational Banking

Add Embedded finance to your LLM Agentic workflows.

Technology Audits

Review your systems and integrate new solutions to support your scaling journey.

  • Account Origination
  • Core Banking
  • Store-of-Value
  • Identity Verification
  • E-Payments
  • Card Issuing
  • Spend Management
  • Loan Origination
  • Reconciliation Frameworks
  • RMCP Management
  • Accounting Integrations
  • Debit Orders Management
  • Cross-border / Forex Rails
  • Conversational Banking
  • Technology Audits
skip to blog
Scroll to unpack the engine

The Future of Finance Is Here: Why Our Banking as a Service Platform Redefines the Game

At 7:13 on a packed subway, Vusi, a freelance designer, opens his neobank app and taps “Open Business Account.” Before the doors shut, the new account is live, complete with a sleek, slate-gray digital card ready to use. The speed is not the neobank’s own code; it is our Banking as a Service platform working under the hood. While the next station glides by, a cloud-native microservice spins up, fires an immutable event through NATS JetStream, and the ledger appears in real time, EFT and RTC ready, fraud-scored by AI and sealed with ReBAC.

The same minute, across town, his old high-street bank’s green-screen terminal is still queuing the same request for tonight’s COBOL batch run, and he receives a pop-up: “Please visit your branch with two forms of ID to open an additional account. Estimated processing time: 5–7 business days.”

One customer, two clocks: thirty seconds versus a working week, milliseconds versus midnight. The old banking model isn’t dead; it’s just failing the moments that matter.